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Gladtobebackontwowheels
Dover, Kent,
United Kingdom

Posts: 3,148
Daytona T595


icon16 Feb 2018 19:56
Bike insurance. Just got my renewal through from Carole Nash. It's basically the same as last year but I'm sure I must be able to get a cheaper quote. It's £253 which is getting a bit rich now really, doesn't a 1997 T595 qualify for classic insurance by now? I'm 54 I've been riding for 18 years, no claims or convictions. Any recommendations?
Cheers.
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Gladtobebackontwowheels
Dover, Kent,
United Kingdom

Posts: 3,148
Daytona T595


icon16 Feb 2018 20:16
I'm going to do the price comparisons obviously but just looking for any info/knowledge/recommendations.
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Speed4Boy
North Yorkshire,
United Kingdom

Posts: 303
Speed Four


icon16 Feb 2018 20:21
£75 fully comp with Bennetts.
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McWill
scotland,
United Kingdom

Posts: 1,088
Sprint ST (05->)


icon16 Feb 2018 20:28
Was with C N since she started insuring modern bikes but got feed up every year phoning up to get the premium down to a sensible price,. Went with Triumphs own insurance last year loads cheaper:smile:
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Katies Grandad
Snot on the Ouse,
United Kingdom

Posts: 2,118
Speed Triple 1050


icon16 Feb 2018 20:33
CIA, £122 for the 1050 Speedy. That's their renewal quote without any haggling. Basic fully comp as I have the whistles and bells covered elsewhere.
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~Bluelabel~
The Shades, Ongar,,
United Kingdom

Site Moderator
Posts: 58,179
Thunderbird Sport (98-00)


icon16 Feb 2018 20:37
When I had my T595 it cost a ton a year on a limited miles policy... it costs £96 for my TBS
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Riggsy
Maidenhead/Cov,
United Kingdom

Posts: 40,282
Street Triple R


icon16 Feb 2018 21:00
Your postcode defines your renewal costs.
f!$% all to do with the bike or your claim history:angry::angry:
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Rob NMTB
Redditch,
United Kingdom

Posts: 54,526
Speed Triple 1050


icon17 Feb 2018 09:35
I've just renewed with CN
£368
But that's 3 bikes
2016 Speed Triple
2013 Suzuki 250
and an old 125 Yamaha

Don't forget CN includes Euro breakdown, IF you use it
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Exuptoy
Maesteg, Mid Glam,
United Kingdom

Posts: 15,350
Daytona 675


icon17 Feb 2018 09:46
Phone Bemoto. They are a bikers insurance company run by bikers. You have to ring them but they actually know what they're talking about and actually try and give you the best quote.
Tell them that you saw the video on the 44Teeth website and can they apply the excess waiver in the event of an accident. Both the 675 Tona and the R1 covered for around £260 I think it was.

I just took the R1 off cover and added the 955i and it cost me nothing for the mid term change and I was told that if my limited insurance mileage wasn't sufficient, wait until I'm approaching the mileage and ring them up and any increase from the underwriter would not be passed on to me.

Your Premium £261.36

Cover: AXA Insurance UK plc - Motorcycle

Your cover includes:

Legal Expense Insurance,

RAC UK & European Breakdown,

Personal Accident,

Helmet and Leather,


Excess Contribution (£500)
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Baldbloke
Moray,
United Kingdom

Posts: 3,216
Daytona T595


icon17 Feb 2018 10:15
Riggsy:
Your postcode defines your renewal costs.
f!$% all to do with the bike or your claim history:angry::angry:




Last cost for T595 and a TBS came to £114, but I'm in the country in N.E Scotland.

Think Riggsy's right.
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Nick
Birley Edge,
United Kingdom

Posts: 20,825
TT600 (00-01)


icon17 Feb 2018 10:34
Riggsy:
Your postcode defines your renewal costs.
f!$% all to do with the bike or your claim history:angry::angry:


Only if you live in Coventry!:tongueout:
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John Nelson
Coventry,
United Kingdom

Posts: 3,209
Speedmaster


icon17 Feb 2018 10:37
Riggsy:
Your postcode defines your renewal costs.
f!$% all to do with the bike or your claim history:angry::angry:


Spot on there.

Some years ago I got a phone quote and they misheard the post code as CB2 rather than CV2 - did all the paperwork and the quote went up by 50%:cry:

Ended up with a different insurer that time.
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Nick
Birley Edge,
United Kingdom

Posts: 20,825
TT600 (00-01)


icon17 Feb 2018 10:46
I've just got my renewal from Peter James...

£547.24 for the following:

BMW K1200RS
Moto Guzzi 920 Special
Honda Firestorm
Triumph TT600
Bimota SB6
Bimota BB1 Kit
MV Agusta 350S
Yamaha SR500
Suzuki Stinger
Kawasaki GPz 750
200 Honda Racer
200 Rickman Racer
Imp Race Outfit

That's for both of us, with European Breakdown, no mileage limit, £50 excess.:smile:
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Fret
The Aquaduct?,
United Kingdom

Posts: 64,007
Tiger Explorer


icon17 Feb 2018 14:57
Insurance companies target certain markets. If you fall outside this market, such as age, then the price will rocket.
One company that is good for Mr A will be bad for Mr B.
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Malcolm
Lancashire,
United Kingdom

Posts: 39,423
Daytona 955i (02)


icon17 Feb 2018 16:39
Riggsy:
Your postcode defines your renewal costs.
f!$% all to do with the bike or your claim history:angry::angry:


Blimey .... yours must cost thousands !

:lol::lol:
:tongueout:
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Gladtobebackontwowheels
Dover, Kent,
United Kingdom

Posts: 3,148
Daytona T595


icon17 Feb 2018 16:47
Speed4Boy:
£75 fully comp with Bennetts.


Just phoned Bennetts - £215 (£600 excess!)
4000 miles Protected no claims, £1500 leathers and lid, legal cover.
Looks like that's going to be the ballpark. :sad:

I always disclose everything
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Rob NMTB
Redditch,
United Kingdom

Posts: 54,526
Speed Triple 1050


icon17 Feb 2018 20:02
Not sure how the robbing barstewards got an annual mileage limit included. They all seem to do it now :frown:
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PaulM
Northampton,
United Kingdom

Posts: 727
Daytona 955i (04-06)


icon18 Feb 2018 09:29
I'm with LV paid £167 fully comp for my Daytona 955i last year use them for everything House car etc. And if you have a claim you don't feel like you have been conned. And that's a BIG plus.:grin:
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Riggsy
Maidenhead/Cov,
United Kingdom

Posts: 40,282
Street Triple R


icon19 Feb 2018 09:21
Malcolm:
Riggsy:
Your postcode defines your renewal costs.
f!$% all to do with the bike or your claim history:angry::angry:


Blimey .... yours must cost thousands !

:lol::lol:
:tongueout:



:cry::cry::cry:
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r1chm
East Yorkshire,
United Kingdom

Posts: 494
Daytona T595


icon19 Feb 2018 09:34
I'm only TPF&T cover but my renewal last March was £84 on the T595 with Bikesure. 28 y/o held license 3 years and have no claims.
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McWill
scotland,
United Kingdom

Posts: 1,088
Sprint ST (05->)


icon19 Feb 2018 09:54
Is there much difference between the prices of TPF&T and fully Comp?
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Scott
Portsmouth,
United Kingdom

Posts: 6,001
Sprint RS (00-01)


icon19 Feb 2018 17:10
A different bike, 2017 kawasaki z1000sx performance model Akrapovic, seat cowl, screen + all my other changes that come under the 16 diffent items you don't need to disclose (Headlight / indicator upgrades, crash protectors, tail tidies, heated grips etc etc) , fully comp 100xs protected no claims and upto 5k miles, riding other bikes was £270 for me through motorcycle direct. Via Mcn search engine.
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r1chm
East Yorkshire,
United Kingdom

Posts: 494
Daytona T595


icon19 Feb 2018 22:09
McWill:
Is there much difference between the prices of TPF&T and fully Comp?


It was about 60quid different I think... but as the bikes not worth too much I didn't bother
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Gladtobebackontwowheels
Dover, Kent,
United Kingdom

Posts: 3,148
Daytona T595


icon19 Feb 2018 22:40
Triumph Insurance - 5000 miles, protected NCB, Helmet & leathers, legal cover £140. Sorted. :thumbup::thumbup:
Thanks for the input. :drink:
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BINKIE -AKA Woodie
Upper Bucklebury,
United Kingdom

Posts: 2,271
Tiger (07->)


icon20 Feb 2018 09:08
Gladtobebackontwowheels:
Speed4Boy:
£75 fully comp with Bennetts.


Just phoned Bennetts - £215 (£600 excess!)
4000 miles Protected no claims, £1500 leathers and lid, legal cover.
Looks like that's going to be the ballpark. :sad:

I always disclose everything


I don't get the high excess thing. If you are insuring a £2000 bike (not saying yours is) why should you be forced to agree to a £600 excess. Seems like Blackmail.

And what's with the mileage thing. I can do 4K miles in a month. I have tried differing policies from differing places and found the mileage limits don't make much difference. Just another limit they can impose to deny paying out I reckon.

"Sorry sir, your mileage shows you have done 4001 miles we are invalidating your policy. "
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Rob NMTB
Redditch,
United Kingdom

Posts: 54,526
Speed Triple 1050


icon20 Feb 2018 09:22
That mileage thing started off as a guideline, no it's a maximum.:angry:
tbh it's a pain in the arse, trying to second guess how many miles on each bike. You end up over-estimating all of them, so the squirming barstewards don't have a get out clause:frown:

I won't take out policies with high xs charges either. If I claim I expect the insurance to cover it 03
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McWill
scotland,
United Kingdom

Posts: 1,088
Sprint ST (05->)


icon20 Feb 2018 09:34
Gladtobebackontwowheels:
Triumph Insurance - 5000 miles, protected NCB, Helmet & leathers, legal cover £140. Sorted. :thumbup::thumbup:
Thanks for the input. :drink:
Yep I was well please with Triumph Insurance as I didn't expect it to over half the price of Carol Nash after years and years of loyalty. C/N quote for 765 Street Triple was eye watering compared the £135 from TRIUMPH:thumbup:. Two less customers Carol
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